How do I start? You may complete the Patient Loans on-line application by clicking above even if you have not chosen a doctor. If you need a physician referral, please indicate so on the application and Patient Loans will refer you to a doctor near you. If your application is approved, you will receive an email with instructions on what to do next. If your application is declined, the next step would be to re-apply with a co-signer with a good credit standing. Patients with limited credit or bad credit history may get their loan approved with a qualified co-signer. We have helped thousands of patients strengthen their credit profile and get approved. 
 

All applicants will receive an email and or a telephone call with the status of their application. Patient Loans are processed 9 AM to 5 PM, Monday to Friday (except Holidays).